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Up to $60,000

You're pre-approved

Your $60,000 auto loan is already pre-loaded in our system - just click “Activate My Loan” on this page to get started

Activate your auto loan and start saving money

Please complete an application for verification purposes. Your credit will not be pulled because you are already pre-approved.

Just click “Activate My Loan” on this page to get started. Then choose either New Automobile, Used Automobile or Refinance Other Lender (if you want to refinance your current auto loan) and complete the remaining fields.

We thank you for the opportunity to serve you!

Activate My Loan

What you'll need

Having these documents handy will help accelerate the application and approval process.

  • 1

    Current driver's license or government/state issued ID

  • 2

    Current registration or purchase order

  • 3

    Proof of insurance

  • If you are using a screen reader, or having trouble reading this website, please call us for help at 866.287.6225.

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    2022 Credit Union of Southern California

    APR=Annual Percentage Rate.

    1. All new accounts will be verified by ChexSystems®, and are subject to approval and Membership eligibility

    2. Rate shown is for up to a 72-month term, includes all discounts, and is subject to qualifications. The approximate payment per $1,000 on a 72-month term auto loan at 4.39% APR is $15.82. Longer terms available. Call 866.287.6225 for more details. Rates shown are effective 11/14/22. Vehicle model year must be 10 years old or newer. Vehicles older than 2012 may be eligible up to retail Kelley Blue Book value. Amount financed may not exceed 120% of Kelley Blue Book including tax, license, warranty, etc. Pre-Approved auto loan is non-transferable and may be used only by the named Member. All loans are subject to credit union policies. This offer is not valid for refinancing an existing CU SoCal loan.

    3. Special rate is for a 72-month term auto loan and is effective when vehicle is purchased through Auto Expert before 12/31/22. Rate is subject to change and includes all available discounts. The approximate payment per $1,000 on a 72-month term auto loan at 4.14% APR is $15.71.

    4. With 90-day payment deferment, interest will continue to accrue as of funding date.

    5. For every pre-approved auto loan funded between 11/14/22 through 12/31/22, CU SoCal will make a $5 contribution to a Southern California Chapter of Make-A-Wish Foundation. Total contribution amount will be capped at $2,500.

    6. The Green Vehicle Discount applies to new or pre-owned auto loans for either all-electric or hybrid vehicles only. The .25% will be reduced from your approved rate, not to go below 3.89% APR.

    Pre-screen & Opt-out Notice:
    This “prescreened” offer of credit is based on information on your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria or if you do not furnish required collateral or documentation. If you do not want to receive prescreened offers of credit from this and other companies, call Experian toll-free 1.888.567.8688. visit their website at www.optoutprescreen.com/ or write: Experian OPT-OUT, P.O. Box 919, Allen, TX 75013-0919.