Less Out Of Pocket. More In Your Savings.

Why pay thousands of dollars in closing costs if you don’t have to? CU SoCal’s No Cost, No Kidding Refinance Loan1 is one of the best ways to save money when you refinance your home loan. You’ll skip thousands in closing costs by selecting a slightly higher interest rate so you can keep your cash in your wallet for better things!

CU SoCal’s professional and friendly mortgage specialists are ready to answer your questions and show you how refinancing with CU SoCal is a great way to save money!

Get a quick rate quote now! Call 1.800.698.7196 to speak to one of our friendly loan officers. Plus, be automatically entered for a chance to WIN $60,000 when you apply April 1 through and September 30, 2014.2


1 CU SoCal offers a No-Closing-Cost Home Loan Refinance Program for qualifying refinance transactions. Under this program, a lender’s credit is disclosed on the Good Faith Estimate to offset origination and third-party fees. Eligible loan amounts from $200,000 to $417,000 on owner-occupied properties only. Maximum Loan to Value (LTV) up to 70% for rate and term refinances. Must have a minimum credit score of 740. Owner-occupied primary residence only. 2 Members must apply for a CU SoCal loan between April 1 and September 30, 2014, to automatically be entered to win. NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN THIS SWEEPSTAKES. PURCHASE DOES NOT IMPROVE AN INDIVIDUAL’S CHANCES OF WINNING. To enter, send your name, address, telephone number and email address to info@cusocal.org, subject line “$60,000 Birthday Sweepstakes,” or mail to Credit Union of Southern California, $60,000 Birthday Sweepstakes, Attn: Marketing, P.O. Box 200 Whittier, CA. 90608-0200. Entries must be received between April 1 and September 30, 2014. For more details, read the complete official rules Percentage Rate. The introductory discounted 2.95% APR (intro rate) is fixed for the first 12 months (365 days), after which the rate converts to the then current Prime Rate, whichever is higher, and will be variable and subject to change quarterly. Maximum rate is 16%. Intro 2.95% APR is available on one property and does not apply to subsequent credit limit increases or refinances. A $10,000 immediate draw is required upon opening. Maximum loan amount is subject to credit qualification and appraised property value. Members must credit qualify. 3 Member does NOT pay lender costs.

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