Open a Soar Money Market Account Today!

Membership in Credit Union of Southern California (CU SoCal) is open to anyone who lives, works, attends religious services or school in Los Angeles, Orange, Riverside, or San Bernarndino County.

We’re a full-service financial institution, but different from a bank. We’re a cooperative owned by our Members who benefit through lower rates on loans and higher rates on savings. We keep fees as low as possible. CU SoCal is the fastest growing credit union in Southern California.

In addition to our Soar Money Market, please see the information below on our additional products and services, as well as our branch locations and ATM locator.


Rewards Checking

  • CU SoCal Dream Points earned with qualifying debit card purchases.2
  • Visa® Debit Card & access to 30,000+ free ATMs through the CO-OP Network.
  • Apple Pay™ ready.
  • Mobile check deposit.
  • Entitlement to credit monitoring by three major credit bureaus.
  • Full-service identity theft restoration with a personal privacy advocate.3
  • Up to $25,000 identity theft expense reimbursement.3,4
  • Convenient online and mobile services.
  • Overdraft protection.
  • No minimum balance requirements.
  • $5 monthly fee.

Classic Checking

  • No minimum opening balance requirement.
  • No minimum balance requirement.
  • Visa® Debit Card & access to 30,000+ free ATMs through the CO-OP Network.
  • Apple Pay™ ready.
  • Free online and mobile services including mobile check deposit, mobile bill pay, and mobile debit card controls.
  • Overdraft protection.
  • Free with eStatements.

Savings Accounts

  • We offer passbook savings, CDs, Money Market, and IRA savings.
  • Get up to 10 separate accounts for each of your savings goals.
  • Dividends earned with a minimum daily balance of $500.
  • Automatic deposits and transfers.
  • Optional free debit card for convenient ATM access worldwide.
  • Can serve as overdraft protection for your checking account.
  • We offer savings-secured credit cards and personal loans.
  • Full access through the branches, ATM, online and by phone.

Auto Loans

  • Up to 120% financing for new and used vehicles.2
  • Rates as low as 3.19% APR.1
  • Quick pre-approvals.
  • Extended terms up to 84 months for the lowest possible monthly payment.
  • A personal auto-buying concierge service.
  • Low-cost loan protection add-ons.
  • No application or funding fees.

Home Loans

  • Down payments as low as 3%.1
  • Fast pre-approval.2
  • Competitive rates starting at 2.990%/3.514% APR.3
  • Financing up to $1.5 million.
  • Flexible terms of 10-, 15-, 20-, and 30-years.
  • Fast financing
  • Professional guidance
  • Low, flat lender fee of $9954
  • Realtor rebates5
Our professional and friendly mortgage specialists are available to help every step of the way—even after hours and on weekends. Call us at 800.698.7196, email us at, or request a callback and we'll reach out to you.

Nationwide Branch Access
and more ATMs than Chase, BofA, and Wells.

Find Branches & ATMs

Building Better Lives

Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, Riverside County, and San Bernardino County to reach their goals and build strong financial futures. CU SoCal provides access to convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards—turning wishing and waiting into achieving and doing.


562.698.8326 | 866 CU SoCal Se Habla Español