Low Rate

Cash Back

No Annual Fee


Enjoy a reduced rate on your purchases.

When you open a new CU SoCal Visa Credit Card, you'll receive a 1.99% promotional APR1 on all purchases made within the first 90 days of opening of your account. This reduced rate will remain on your purchases for 12 months from the date of first purchase. After 12 months, your reduced rate on all balances will return to your competitive, low, non-variable rate as low as 10.9% APR.

Plus, when you add the CU SoCal Visa® Platinum Credit Card to your wallet, you'll enjoy:

  • A non-variable rate as low as 10.9% APR.
  • 1% annual cash rebate.2
  • NO annual fee.
  • NO penalty APR.
  • NO cash-advance fee.
  • Apple Pay™.
  • EMV chip for extra security.
  • Auto rental insurance.
  • Zero liability on unauthorized purchases.
  • Personalized dispute assistance.
  • Visa Purchase Alerts.
  • Visa Checkout.
  • A 25-day grace period on purchases: pay no interest if your balance is paid in full within 25 days of the statement date.

Have questions? We're here to help. Give us a call at 562.698.8326.

Saving is as easy as 1-2-3.



Apply online or over the phone by calling 866.287.6225.
Get Started


Sign documents

We will email you your loan documents to be signed electronically.


Activate your card

Activate your card online or over the phone to start saving on all purchases.

Building Better Lives

Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, Riverside County, and San Bernardino County to reach their goals and build strong financial futures. CU SoCal provides access to convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards—turning wishing and waiting into achieving and doing.


562.698.8326 | 866 CU SoCal Se Habla Español