Low Rate

No Annual Fee

No Balance Transfer Fee

Balance Transfer

1.99% balance transfer.

There's no fee to transfer your balance to our low 1.99% fixed, promotional APR.1 It's good for an entire year which can help you pay your balance down or off sooner!

Our Visa® credit cards are accepted worldwide and come with many built-in features and advantages, including:

  • NO annual fee.
  • NO balance transfer fee.
  • Low cash advance fee of 2%.
  • Apple Pay™.
  • EMV chip for extra security.
  • Auto rental insurance.
  • Zero liability on unauthorized purchases.
  • Personalized dispute assistance.
  • Visa Purchase Alerts.
  • Visa Checkout.
  • A 25-day grace period on purchases: pay no interest if your balance is paid in full within 25 days of the statement date.

Have questions? We're here to help. Give us a call at 562.698.8326.

Saving is as easy as 1-2-3.


Apply online with no fees or obligation


Sign disclosures electronically


Start saving

Building Better Lives

Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, Riverside County, and San Bernardino County to reach their goals and build strong financial futures. CU SoCal provides access to convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards—turning wishing and waiting into achieving and doing.


562.698.8326 | 866 CU SoCal Se Habla Español