CU SoCal is where a higher rate meets a shorter term.

Our newest certificate promotion allows you to lock in a great rate without locking in your money for very long. Enjoy 14 months of smart and secure savings available for a limited-time only. 

Now through April 15, 2019 open a CU SoCal certificate with:

 ​2.25% APY1

14-month term

$2,000 minimum deposit

New money only


Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States government. National Credit Union Administration, a U.S. Government Agency.

Get your CU SoCal certificate today before it's too late!

If you live, work, worship or attend school in Los Angeles, Orange, Riverside, or San Bernardino counties you can get started by opening an account with CU SoCal. Current CU SoCal Members can take advantage of our limited-time certificate promotion by calling 866.287.6225, Monday-Friday, 9 a.m.-6 p.m., or Saturday, 9 a.m.- 1 p.m.

Get Started

Common questions about certificates

Certificates are often referred to as CDs, non-liquid accounts, or time deposits. A CU SoCal Certificate gives you an even better interest rate on your money than you would get in a savings account because we know that the money won't be withdrawn for an extended period. If you have an extra $1,000 or more that you won't need to use soon, a certificate may offer you greater savings returns.
When you open your CU SoCal certificate, you'll choose a maturity date between 1-60 months. If you need to withdraw funds before the maturity date, you may incur an early withdrawal penalty, but you will never lose principal on your initial deposit.
A certificate is a very safe investment. Even if you need to withdraw the money before you expect, you won’t lose the principal that you invested.

Building Better Lives

Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, Riverside County, and San Bernardino County to reach their goals and build strong financial futures. CU SoCal provides access to convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards—turning wishing and waiting into achieving and doing.


562.698.8326 | 866 CU SoCal Se Habla Español