No points, fees, or upfront costs

Generous limits up to $250,000

Interest-only terms available

At CU SoCal, we know having access to extra cash can go a long way toward making your plans happen again.

Maybe it's for the upgrades you've always dreamed of. Maybe it's for paying off higher-interest loans. Or, maybe its simply for the peace of mind knowing you have access to extra cash. Whatever the reason, your home can be a practical source of cash.

Whatever your plan is, make it happen with:

  • No appraisal fee (a $400 savings).2
  • No points, no up-front costs.2
  • A generous limit of up to $250,000.
  • 2.99% APR1 for 12 months.
  • A low floor rate of 4.5% APR.
In addition, CU SoCal offers an interest-only option with our Home Equity Line of Credit.3 Paying only the interest due each month gives you the flexibility to keep payments low during the 10-year draw period of your HELOC.

With a HELOC, you can get the extra cash you need without the extra costs. Access up to 80% of your home’s equity in a revolving credit line that can be used over and over again.

Make it happen.

Establishing a CU SoCal HELOC is simple.

Get Started

Building Better Lives

Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, Riverside County, and San Bernardino County to reach their goals and build strong financial futures. CU SoCal provides access to convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards—turning wishing and waiting into achieving and doing.

562.698.8326 | 866 CU SoCal Se Habla Español