What are the standard overdraft practices that come with my account?
We do authorize and pay overdrafts for the following transactions:
• Checks and other transactions made using your checking account number.
• Automatic bill payments.
We do not authorize and pay overdrafts for the following types of transactions unless you ask us to (see below):
• ATM transactions.
• Everyday debit card transactions.
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.
If we do not authorize and pay an overdraft, your transaction will be declined.