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Limited-Time Offer

Earn $500 with Rewards Checking!1

Make a splash this summer with a Rewards Checking Account! Open your account with just $100, set up and receive at least $750 in monthly direct deposits within the first 90 days, and you will earn a $500 bonus.1 Please note this offer is available for new and existing CU SoCal Members who have not owned a CU SoCal checking within the last 12 months.

New Members

Join CU SoCal today – applying is easy! You can open an account online, visit a CU SoCal branch, or schedule an appointment to meet with a team member.

To qualify for Membership, you must meet one of the following:

  1. Live, work, attend school, or worship in Los Angeles, Orange, Riverside, San Bernardino Counties and Lake Havasu City.
  2. Have a family member who is a current CU SoCal Member.
  3. Work for a partnering business.
Open Account

Existing Members

Use Quick Apply in Online and Mobile Banking, visit any CU SoCal branch, schedule an appointment to meet with a team member, or call 866.287.6225 Monday-Friday: 9 a.m.-6 p.m. and Saturday: 9 a.m.-1 p.m.

Use Quick Apply

This offer is available for new and existing CU SoCal Members who have not owned a CU SoCal checking within the last 12 months.

Why choose CU SoCal’s Rewards Checking Account?

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Get paid early with direct deposit

Setting up direct deposit for your Rewards Checking account gives you up to two days early access to your paycheck. Combined with bill pay in Digital Banking and automatic savings transfers, you can put your money management on auto pilot.

Learn More
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Qualify for Rewards+

Having a Rewards Checking brings you one step closer to qualifying for Rewards+, our Member loyalty program. Receive up to $200 worth of financial benefits a year, including fee waivers, an auto loan discount, and reward points bonus!

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24/7 mobile access

Our highly-rated Mobile App is fast and easy to use. View your transactions, make transfers, deposit checks, set alerts, control your debit and credit cards, check your credit score, and access many other powerful transaction features 24/7.

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More free ATMs

Access 30,000+ surcharge-free ATMs, including locations like 7-11, Costco, and Circle K locations. That’s an ATM network larger than most big banks! Use our Mobile App to find a free ATM, no matter where life takes you.

Learn More

How to earn your $500 bonus:

  • 1

    Open a CU SoCal Rewards Checking Account

    Simply open a CU SoCal Rewards Checking Account with a minimum deposit of $100 between June 16 and August 16.

  • 2

    Receive a monthly direct deposit

    To qualify, you need to receive a monthly direct deposit of at least $750. Learn what qualifies as a direct deposit.

  • 3

    Meet the requirements in 90 Days

    Complete these steps within 90 days of opening your account to qualify for the $500 bonus. Once all the requirements are met, your bonus will be deposited within 60 days!

Open an account to start earning!

Don't miss out on this limited-time opportunity! Simply click the button below to open your CU SoCal Rewards Checking account and earn your $500 bonus today. This offer is available for new and existing CU SoCal Members who have not owned a CU SoCal checking within the last 12 months.

Frequently Asked Questions

  • A direct deposit is a recurring payment, such as your payroll, government benefits, or pension payments, set up to be automatically added to your account. Learn More

  • Unfortunately, this offer cannot be combined with any other promotions.

  • Once you meet all the requirements, your $500 bonus will be deposited into your CU SoCal account within 60 days.

    1. Offer valid June 16-August 16, 2025, and are available to new and existing Members. All accounts will be verified by ChexSystems® and are subject to approval and Membership eligibility. Offers and rates are subject to change without notice. Cash bonus is not available to Members who currently have a checking account and who closed a checking account within the last 365 days. Must be 18 years or older. All new accounts are subject to verification by ChexSystems® and are subject to approval and eligibility requirements. To qualify for the $500 cash bonus, the Member must: open a Rewards Checking account with a least $100 and establish a monthly direct deposit of $750 or more within 90 days of opening the account. The $500 cash bonus will be deposited into the Member’s account within 60 days after all promotional requirements are met. Bonus is subject to reporting. Offer subject to change without notice and cannot be combined with other offers.