Quoted rates for signature, share secured, share certificate secured, vehicle and vessel loans include the following discounts:

• 1/4% with Value+ Package
• 1/4% with Direct Deposit, Payroll Deduction or makes payments by Share Transfer
• 1/4% if Member signs up for CU OnLine or has signed on to CU OnLine in the last 90 days
• 1/4% if Member signs up for ePay or has used ePay to pay a bill in the last 90 days
• 1/2% with a CU SoCal loan secured by real property

Please note that your rate may adjust if you discontinue Direct Deposit/Payroll or Payment Transfer; or become an inactive ePay or CU OnLine user. The above discounts are one time, and only apply at time of origination.

CU SoCal also offers a number of valuable
real estate loan discounts:

Mortgage loan processing fee, if applicable, reduced by up to $200:

• $50 with Value+ Package
• $50 with Direct Deposit or Payroll Deduction
• $50 if Member signs up for CU OnLine or has signed on to CU OnLine in the last 90 days
• $50 if Member signs up for ePay or has used ePay to pay a bill in the last 90 days

Rate lock fee, if applicable, reduced by up to $200:

• $50 with Value+ Package
• $50 with Direct Deposit or Payroll Deduction
• $50 if Member signs up for CU OnLine or has signed on to CU OnLine in the last 90 days
• $50 if Member signs up for ePay or has used ePay to pay a bill in the last 90 days

Income property loan processing fee, if applicable, reduced by up to $200:

• $50 with Value+ Package
• $50 with Direct Deposit or Payroll Deduction
• $50 if Member signs up for CU OnLine or has signed on to CU OnLine in the last 90 days
• $50 if Member signs up for ePay or has used ePay to pay a bill in the last 90 days

The above discounts are once per property, and only apply at time of origination.