Ask us to show you just how easy it is to switch your existing Checking account to CU SoCal. We offer three great options to meet your needs.

FREEdom Checking
Earn More On Your Money

• Full-service free Checking with a minimum initial deposit of $100

• No minimum balance requirement

• Earn up to 3.56% APY and ATM fee refunds when you meet the four qualifiers each month:*

-Log onto CU OnLine Home Banking
-Have one Direct Deposit or ACH Debit
-Receive eStatements
-Complete 10 check card transactions

• FREE unlimited check writing with no monthly service charge

• FREE ATMs nationwide

• FREE 24/7 access to all eServices

• FREE Visa Check Card

• FREE unlimited transactions at CO-OP and CU SoCal-owned ATMs

*Membership is subject to eligibility. APY = Annual Percentage Yield. Rate quoted 03.26.08 and is subject to change without notice.  To receive 3.56% APY and free ATMs nationwide, qualified account holders must monthly log on to CU OnLine Home Banking, receive electronic statements, complete 10 Check card transactions and make one Direct Deposit or ACH Debit.  3.56% APY will be paid monthly on balances up to $25,000. 1.01% APY will be paid on amounts over $25,000 when qualifications are met.  Non-qualifying accounts will not earn dividends and no ATM fees will be reimbursed.

Value Checking
Full-Service for FREE

• Requires a minimum initial deposit of just $100
• No minimum balance requirement
• FREE unlimited check writing with no monthly service charge
• FREE 24/7 access to all eServices
• FREE Visa Check Card
• FREE unlimited transactions at CO-OP and CU SoCal-owned ATMs

Value+ Checking
Earn Competitive Dividends

• Full-service Checking with a minimum initial deposit of $5,000
• $15,000 combined savings and loan balance required
• Earn competitive, tiered dividends on balances of $5,000 or more
• FREE unlimited check writing with no monthly service charge
• FREE 24/7 access to all eServices
• FREE Visa Check Card
• FREE unlimited transactions at CO-OP, foreign and CU SoCal-owned ATMs
• FREE corporate image design checks (two boxes per year)

Ordering Checks

• 24/7 via CU OnLine for both Checking and Money Market accounts
• Toll-free during business hours at 866 CU SoCal, 866.287.6225

ATM Card
Available with Checking/Savings Account

• 24/7 access to Checking and Savings through point-of-sale transactions
• Cash back at many merchants and through ATMs displaying STAR, Cirrus or CO-OP logos

Visa Check Card
Available with Checking Account

• Access your Checking account anywhere Visa is accepted
• Get cash at ATMs displaying STAR, Cirrus or CO-OP logos
• Purchases are automatically deducted from your Checking account