Visa Disclosure Information
YOUR PERSONALIZED ANNUAL PERCENTAGE RATE FOR
PURCHASES AND CASH ADVANCES
Classic - 16.50% on the Average Daily Balance for each cycle.

Gold - 10.90% on the Average Daily Balance for each cycle.

VARIABLE RATE INFORMATION Your annual percentage rate does not vary.
GRACE PERIOD FOR REPAYMENT OF BALANCE FOR PURCHASES Classic and Gold - You have 25 days from the end of the statement period to repay your balances for purchases before a finance charge will be imposed.
METHOD OF COMPUTING BALANCE FOR PURCHASES Classic and Gold – Average Daily Balance including new purchases.
ANNUAL FEES None
TRANSACTION FEE FOR CASH ADVANCES None at the Credit Union.
LATE PAYMENT FEE Classic and Gold – If payment isn't received by the payment center within 14 days of the payment due date, a late charge of $10 is imposed.