How does a 2.95% Introductory APR* sound to you?

• 2.95% for the first 90 days
• No points, no fees, no up-front costs
• A generous limit of up to $500,000

And, the fully indexed rate on our HELOC-80 is Prime minus .60%. There's never been a better time to take advantage of a HELOC at CU SoCal!

From financing higher education expenses, to updating a kitchen or even purchasing your next car, a HELOC is a great way to finance your dreams. CU SoCal's HELOC-80 and HELOC-90 are revolving Lines of Credit, which allow you to draw on the existing equity in your home at any time.

HELOC-80

• Low 90-day introductory* rate
• Interest-only payment option during the 10-year draw period
• 25-year term (10-year draw and 15-year repayment)
• Fully indexed rate at Prime minus .60%**
• No annual fee and no closing costs***
• Maximum 80% loan-to-value
• Lines of Credit up to $500,000
• Interest may be tax deductible (see your tax advisor)

HELOC-90

• Low 90-day introductory* rate
• Interest-only payment option during the 10-year draw period
• 25-year term (10-year draw and 15-year repayment)
• Fully indexed rate at Prime plus 1.00%**
• No annual fee and no closing costs***
• Maximum 90% loan-to-value
• Lines of Credit up to $150,000
• Interest may be tax deductible (see your tax advisor)

* APR=Annual Percentage Rate. Rate is subject to change without notice, and adjusts quarterly after the first 90 days.
** The rate is tied to the Prime rate index. Rates may adjust quarterly with a minimum floor rate of 5.00% and a maximum rate of 16.00%.
*** Early closure cost reimbursement - if the HELOC is closed within 36 months of the open date the Member will reimburse CU SoCal all closing costs up to $400 for loans up to $250,000 and $800 for loans over $250,000. Acceptable properties include single family, condominium and, two-, three-, or four-unit properties (as long as one unit is occupied by Member).