A CU SoCal Certificate-Secured loan allows you to use the available balance of a CU SoCal Certificate as a security for a loan.

Features

• No application or funding fees
• Flexible repayment options
• Loan amounts up to 95% of the available certificate balance

We also offer four ways you can save up to an additional 1% on selected loans

• 1/4% with Value+ Package
• 1/4% with Direct Deposit, Payroll Deduction or makes payments by Share Transfer
• 1/4% if Member signs up for CU OnLine or has signed on to CU OnLine in the last 90 days
• 1/4% if Member signs up for ePay or has used ePay to pay a bill in the last 90 days

Please note that your rate may adjust if you discontinue Direct Deposit/Payroll or Payment Transfer; or become an inactive ePay or CU OnLine user. The above discounts are one time, and only apply at time of origination.

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