CU SoCal Auto Loans

Looking to change your ride? Get a CU SoCal Auto rate as low as 3.94% APR¹ for 48 months, plus a chance to win a $250 gas card!²

Reasons to get a CU SoCal Auto Loan:

• Up to 100% financing for new and used vehicles³
• Rates as low as 3.94% APR¹ for well-qualified Members
• Quick pre-approvals for hassle-free shopping
• Extended terms up to 84 months for the lowest possible monthly payment
• No application or funding fee
• Chance to win a $250 gas gift card²
• Low-cost Guaranteed Auto Protection (GAP), Major Mechanical Protection (MMP), and Debt Cancellation
• Auto buying assistance available

Steer clear of road traps!

Trap 1
1% dealer financing is a great deal.
Not necessarily. You may be asked to give up a dealer rebate to gain 0% financing. Often the great savings lies in the rebate. Plus, you may need a high credit score to qualify, and the 0% rate is usually offered on slow-selling models.

Trap 2
I have to get dealer financing if I'm not pre-approved and I want to get my new car when the credit union is closed.
Not true. You can purchase your new car in the evening or over the weekend and still finance with CU SoCal. Most dealers allow you 5-10 days after you drive your new car home to present them with payment from your credit union or another lender.

Look to CU SoCal for a new Auto Loan or to refinance your current Auto Loan.

Three easy ways to apply:
Visit us online at www.CUSoCal.org
Call us at 562.698.8326 or 866 CU SoCal (866.287.6225) toll-free
Stop by your favorite CU SoCal branch.

¹APR=Annual Percentage Rate. Rate quoted as of 7/23/10 for 48 months and is subject to change. Offer does not apply on existing CU SoCal Auto Loans. Rate includes .25 percent discount for Value+ Members and .75 percent discount for automatic payment transfer from or Direct Deposit to a CU SoCal Checking Account or for those who have been a Member 10+ years and have a CU SoCal Checking Account. Estimated payment $2.26 per $100 borrowed. Rates are based on a variety of factors, including credit rating. Not all buyers will qualify. ²No purchase necessary to win. Optional entry can be made by printing your full name, address, and telephone number on a 3x5 card. Mail the card in a sealed envelope to Credit Union of Southern California, Attn: Marketing Dept., P.O. Box 200, Whittier, CA 90608-0200. One winner will be selected per month and will be notified by phone by the 25th of the following month. Chances of winning depend on the number of entries received. Offer ends 10/30/10 and is subject to change without notice. ³Amount financed may not exceed 100% retail Kelley Blue Book including tax, license, warranty, etc. Older used vehicles may be eligible up to wholesale Kelley Blue Book value with a one percent rate adjustment.