|
|
CU Info -->
About Us --> Product Packaging
(effective October 1, 2006)
Something for
everyone...guaranteed.
By just becoming a Member of CU SoCal,
you are automatically eligible for the benefits of our
Value package.
When you maintain $15,000 or more in combined savings and loan balances,
you will be automatically moved to our Value+
Membership package. Let us show you how easy it is to switch your accounts at
other institutions to CU SoCal.
| |
Value+ |
Value |
| 24/7
Electronic Account Access |
|
CU OnLine home banking with ePay bill payment |
FREE |
FREE |
|
eStatements and online check viewing |
FREE |
FREE |
| Personal Account Manager (PAM) |
FREE |
FREE |
|
PhoneTeller |
FREE |
FREE |
|
Toll-free telephone number |
FREE |
FREE |
| Checking |
| Value
Checking account |
FREE |
FREE |
| Value+
(dividend) Checking account* |
FREE |
N/A |
| Money Market account |
FREE |
FREE |
|
ATM and Debit Services |
|
Withdrawal, transfer, inquiry at a CU SoCal ATM |
FREE |
FREE |
|
Withdrawal, transfer, inquiry at a CO-OP ATM |
FREE |
FREE |
|
Deposit at a CU SoCal or CO-OP ATM |
FREE |
FREE |
| Withdrawal, transfer, inquiry at all foreign ATMs** |
FREE |
$1.50 |
|
Additional Services |
$15
Membership fee waived by signing up
for eStatements |
FREE |
FREE |
HELOC and Home Equity loan
with no annual fee
or closing costs*** |
FREE |
FREE |
Mortgage, HELOC, and Home Equity loan decision
in 30 minutes |
FREE |
FREE |
|
Comprehensive financial consultation |
FREE |
FREE |
Overdraft transfer notification (if signed up for
eNotices) |
FREE |
FREE |
| DISCOUNT
on select consumer loans |
1/4% |
N/A |
|
DISCOUNT
on Mortgage loan fees |
$50.00 |
N/A |
| BONUS
RATE on Certificates |
1/4% |
N/A |
Visa Gold Credit Card (no annual fee plus
cash rebate) |
FREE |
FREE |
* Value+ Checking is only available to
Value+ Members.
** Surcharge may be imposed at foreign ATMs and are in addition to CU
SoCal ATM fees. Surcharges will be disclosed at the ATM.
*** If HELOC is closed within 36 months of open date, borrower will
reimburse CU SoCal all closing costs up to $400 for loans up to $250,000
and $800 for loans over $250,000.
Please refer to your Loan Disclosure/Agreement
and Fee Schedule for all applicable fees and charges. |
|
|
